Lomwiss All-in-one Solution

The bank account that gives you more control

Spend and save with confidence, and discover a better way to manage your money—right from your smartphone.

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Why Lomwiss?

Bank the way you want

Our online banking platform is user-friendly and easy to navigate.

Checkings account

Free checking account from
Germany’s best bank
offers everything related to finance – whether mobile payments or online banking via webapp.

Personalised Savings

Boasting a competitive high yield and no monthly maintenance fee, our premium Savings make your hard-earned money work harder for you.

Low interest loans

Conveniently, in many currencies and with clear rules. Take out an online loan for whatever you need and have the funds to achieve your goals.

Smart Investing

With professional insights and stock research at your fingertips, you can fast-track earning with Lomwiss Self-Directed Investing.

Super convenient online banking

You can view your account balances, transaction history, and statements, and even set up custom alerts to help you stay on top of your finances.

Get Insights into your spending habits
Not sure where all your money's going? Our Insights feature automatically categorizes your spending in real time. Track regular expenses, keep a pulse on your costs, and spot opportunities for savings. Everyday budgeting has never been easier.
Security is a top priority at Lomwiss
Lomwiss operates with a full German banking license, and your bank account is protected up to €100,000, according to EU directives. And with fingerprint identification and advanced 3D Secure technology, you can rest assured you’re extra safe when banking everyday.
Crypto — Made easy to use
Say hello to Lomwiss Crypto! So easy to try — it’s just a few taps away from your cash in your dashboard. And, you’ll get instant trades, clear insights, and access to almost 200 coins to purchase as an asset.

Manage and keep track of your account

In the Dashboard section of the web app, find all the information you’ll ever need, including your card ID, Account Number, Assets, and membership benefits. Invest in ETFs, Purchase Currencies, Lock your card, or order a new one with just one click.

Virtual or physical ⎯ it’s your choice

Your premium bank account comes with a Mastercard Virtual card.

Virtual cards work exactly like your physical bank card—they just live in your digital wallet on your phone instead of your physical wallet. Secured by encryption, they offer a safe and convenient way to pay online and spend your assets.

↗️ Receive Money in fiat and crypto.
↗️ Buy other currencies and crypto asset.
↗️ Invest in mutual funds,projects and ETFs.
↗️ Personalise your saving and earn high APY.
↗️ Get instant low interest loans.

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Wallet Integrations

Lomwiss allows you to receive money directly into your account number from numerous online wallets. You can swap funds in any wallet of your choice and save, invest, or buy assets at your convenience.

Try It Out

Accept payment from different online wallets directly into your account, fast and easy.

Easily link your PayPal account to your online banking for seamless and secure online payments.

Accept payments from customers around the world directly from your online banking platform.

Easily and securely transfer funds to over 70 countries around the world at competitive rates.

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