1. Introduction
At Lomwiss.com (“we,” “our,” or “us”), we value your privacy and are committed to protecting your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our digital banking services (“Services”). Please read this policy carefully. If you do not agree with the terms of this policy, please do not access our Services.
2. Information We Collect
We may collect information about you in various ways, including:
Personal Identification Information: Such as your name, address, email address, phone number, date of birth, social security number, and other similar information.
Financial Information: Details related to your bank accounts, credit/debit card numbers, transaction history, and financial statements.
Technical Data: Information about your device and usage, including IP address, browser type, operating system, access times, and the pages you have viewed directly before and after accessing our Services.
Usage Data: Information on how you interact with our app, including your transaction history and preferences.
Location Data: Information about your location, which we may collect with your consent when you use certain features of our Services.
3. How We Use Your Information
We use the information we collect in various ways, including to:
Provide, operate, and maintain our Services
Process your transactions and manage your accounts
Communicate with you, including sending you updates, security alerts, and support messages
Improve, personalize, and expand our Services
Conduct research and analysis to better understand how our Services are used
Ensure the security and integrity of our Services and protect against fraud
Comply with legal and regulatory requirements
4. Sharing Your Information
We may share your information with third parties under the following circumstances:
With Service Providers: We may share information with third-party vendors, consultants, and other service providers who perform services on our behalf.
For Legal Reasons: We may disclose information if we believe it is necessary to comply with applicable laws, regulations, or legal processes, or to protect our rights, privacy, safety, or property, and/or that of our affiliates, you, or others.
With Consent: We may share your information with your consent or at your direction.
5. Security of Your Information
We use administrative, technical, and physical security measures to help protect your personal information. While we have taken reasonable steps to secure the personal information you provide to us, please be aware that despite our efforts, no security measures are perfect or impenetrable.
6. Your Privacy Rights
Depending on your jurisdiction, you may have certain rights regarding your personal information, including the right to access, correct, or delete the information we hold about you. You may also have the right to restrict or object to certain types of data processing.
7. Data Retention
We will retain your personal information only for as long as is necessary for the purposes set out in this Privacy Policy, unless a longer retention period is required or permitted by law.
8. Changes to This Privacy Policy
We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new policy on our app and updating the “Effective Date” at the top of this policy. You are advised to review this Privacy Policy periodically for any changes.
9. Contact Us
If you have any questions or concerns about this Privacy Policy or our data practices, please contact us at:help@lomwiss.com